Buy & wisely
A home is probably the biggest financial investment you’ll make in your life. So before you get started looking at homes and imagining yourself in them, do some homework. Use this Buyer’s Guide as a primer to help you as you hunt that home of your dreams.
Find Your Dream Home
Buying New Construction Homes Was Never Easier
Looking to buy a new home? Well, you’re at just the right place! The ultimate new home inventory search tool for home buyers, Builders Update has revolutionized the process of buying a new construction home, providing homebuyers with complete, updated information of to-be-built and new construction homes. Here at Builders Update, our primary objective is to make the new construction home buying process simpler and easier. Our new home builder invent
buyer´s guide
Determine How Much You Can Afford
How much house you can afford is largely dependent on how large a mortgage (home loan) you can handle. Our website offers a mortgage calculator that will help you! But better yet! Give us a call and we will pre-qualify you or have someone pre-qualify you ASAP! We highly recommend that you become pre-approved for a mortgage before you even start house hunting. This will tell you exactly how much you can afford and will make the closing process go faster.
Look For a House
House hunting can be both exciting and frustrating. You should plan on seeing at least 10 homes before buying one. To make your search easier and faster, browse properties on the Internet. You can do so on my real estate home page. Clickon the “Search For Homes” link and you will have access to the same data as Realtors from Burbank to Thousand Oaks in Los Angeles County. For Ventura County Property information ,click on the link “Here” on my homepage.
Find a Real Estate Professional...That's were I come in...
While you’re not required to use a real estate professional to purchase a home, it is a good idea. A professional has access to a network of contacts and can draw from extensive market knowledge to help pinpoint the right house for you quickly.A professional also can help you structure your deal to save money, negotiate the sales and closing details, explain the advantages and disadvantages of different types of mortgages and guide you through the paperwork.
Research Different Mortgages
There are a variety of mortgage types available today, each with advantages and disadvantages depending on how long you plan to live in the home, the financial marketplace and your income potential, among other things. A fixed-rate mortgage is the most common. In a fixed-rate mortgage, your interest rate and payment stay the same for the life of the loan. Most people who decide on a fixed-rate mortgage usually choose one that has a term of either 15 or 30 years
Make an Offer
When you’ve found a house you really want, it’s time to make the offer. How much you offer may depend on a number of factors:
This can be just the beginning of the negotiation process. The seller has three options: accept your offer, counter your offer, or reject your offer. I’ll strategize with you on the best way to present your offer for a good outcome.
Begin Contingency Period
When your offer has been accepted, the contingency period begins. This is time that allows you to obtain financing, perform inspections and satisfy any other contingencies of your purchase agreement. Obtaining financing might include loan approval, which will include an appraisal of the property. Also be prepared to make your down payment, which is usually due several days before the close of escrow. Now is the time to schedule a professional inspection of the property; it is one of the best safeguards you can take before buying.
Our Listings
Client´s Reviews
- thedonguillermo79
Awesome! Is the ones word I can use to describe our experience with Miguel. First of all he was able to get multiple offers on our home we put up for sale after one, just one open house and not only that but he got us the necessary time to stay in our home until we found our new home. Then after looking at many homes Miguel was very patient with looking at homes with us. He was on point with what we were looking for and in the area we were looking for but we saw many homes because we wanted to make this house our final stay. Once we found the house that's when Miguel really got to work and got busy. Miguel made recommendations to us on how to go about negotiating with the sellers and told us what to expect. After negotiating he was able to get our offer accepted and we could not be more happy. We want to thank Miguel again for everything he was absolutely outstanding. 
September 1, 2017carlost1 I have done some business with Mr Barrera and I can say He is a very knowledgeable and respectful agent. He negotiated couple of properties for me and we are still going for more.
February 26, 2016WernerPineda Miguel has helped us with the purchase/sale of our three homes during the timespan of 11 years. Miguel always had our best interest at hand. He was always very responsive and made sure all our questions/concerns were addressed. I would highly recommend d Miguel to any potential buyer/seller.
February 20, 2019 - lightitupla Miguel Barrera, really knows how to get someone to get the house of there dreams, he has maid a good deal and found a way to assist with experienced people to help get the sale done for you and family.
Thanks Pablo
April 22, 2016zuser20160418093406839 Miguel is an outstanding real estate sales professional that goes way beyond his responsibilities as an agent. He was very professional with the sale of our home, something that I really admire about Miguel is his dedication and attention to this customers, I had a wonderful experience in selling my home with him.
I would definitely recommend Miguel for any real estate business, and I will continue using his service in the near future.
Thank you Miguel for such an amazing job.
Regards
Angel Duvon
May 2, 2019candiduvon Miguel Barrera is a true Professional!! Miguel understood the importance of selling our home at or above asking price and followed thru with the perfect sale. Not only did he sell my home, but he helped in guiding me to my temporary home. He exemplifies what it is to be a expert in his field thru effective communication and determination to sell. I would highly recommend Miguel for all your Real Estate needs and will personally continue to utilize him for my future endeavors.
February 9, 2019 - user16545907 As a long time investor in the local market, I would like to recommend Miguel to all homeowners, home buyers and investors. He understands the local market and knows what is currently happening street by street. He has always been very responsive to my needs and always available when the time comes. The professionalism he displays is also second to none. As a real estate investor, I have worked with many agents and definitely recommend Miguel for those in need of an agent.
Sean I.
Inticapital Equities, LLC
March 3, 2016
